Privacy Policy

1. Information We Collect

Hugh Muir Investment Corp ("Company," "we," "us," or "our") collects information you provide directly to us, such as when you create an account, request our services, or communicate with us.

Personal Information

• Name, address, phone number, and email address
• Social Security number and date of birth
• Employment information and income details
• Investment objectives and risk tolerance
• Financial account information and investment history
• Tax identification numbers

Financial Information

• Bank account and investment account details
• Asset and liability information
• Investment performance data
• Transaction history and portfolio holdings

2. How We Use Your Information

We use the information we collect to provide, maintain, and improve our investment advisory services:

• Provide personalized investment advice and portfolio management
• Execute investment transactions on your behalf
• Prepare financial reports and statements
• Comply with regulatory requirements and legal obligations
• Communicate with you about your accounts and our services
• Conduct risk assessments and suitability analyses
• Improve our services and develop new offerings

3. Information Sharing and Disclosure

We do not sell, trade, or otherwise transfer your personal information to third parties without your consent, except in the following circumstances:

Service Providers

We may share information with trusted third-party service providers who assist us in operating our business, including custodians, broker-dealers, and technology providers.

Legal Requirements

• To comply with applicable laws and regulations
• To respond to subpoenas, court orders, or legal process
• To protect our rights, property, or safety
• To investigate potential violations of our terms of service

Business Transfers

In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction.

4. Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction:

• Encryption of sensitive data in transit and at rest
• Secure data centers with restricted physical access
• Regular security assessments and penetration testing
• Employee training on data protection and confidentiality
• Multi-factor authentication for account access
• Regular software updates and security patches

However, no method of transmission over the internet or electronic storage is 100% secure. While we strive to protect your information, we cannot guarantee absolute security.

5. Data Retention

We retain your personal information for as long as necessary to provide our services and comply with legal obligations. Specific retention periods include:

• Client records: Maintained for at least 5 years after account closure
• Investment advisory records: Retained for 5 years as required by SEC regulations
• Transaction records: Kept for 3 years or as required by applicable law
• Communications: Preserved for regulatory compliance periods

6. Your Rights and Choices

You have certain rights regarding your personal information:

Access and Correction

You may request access to your personal information and ask us to correct any inaccuracies.

Communication Preferences

You can opt out of receiving promotional communications from us, though we may still send service-related messages.

Account Closure

You may close your account at any time, subject to the terms of your advisory agreement.

7. Cookies and Tracking Technologies

Our website uses cookies and similar technologies to enhance your experience:

• Essential cookies for website functionality
• Analytics cookies to understand website usage
• Preference cookies to remember your settings

You can control cookie settings through your browser preferences, though disabling certain cookies may affect website functionality.

8. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these external sites. We encourage you to review the privacy policies of any third-party sites you visit.

9. Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children under 18. If we become aware that we have collected such information, we will take steps to delete it promptly.

10. State-Specific Rights

Residents of certain states may have additional privacy rights under applicable state laws, including the California Consumer Privacy Act (CCPA) and similar legislation. Please contact us for information about exercising these rights.

11. International Data Transfers

Your information may be transferred to and processed in countries other than your country of residence. We ensure appropriate safeguards are in place to protect your information in accordance with this privacy policy.

12. Changes to This Privacy Policy

We may update this privacy policy from time to time to reflect changes in our practices or applicable law. We will notify you of any material changes by posting the updated policy on our website and updating the "Last updated" date.

13. Contact Us

If you have any questions about this Privacy Policy or our privacy practices, please contact us: