Terms of Service

1. Acceptance of Terms

By accessing and using the services provided by Hugh Muir Investment Corp ("Company," "we," "us," or "our"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Investment Advisory Services

Hugh Muir Investment Corp provides investment advisory services, financial planning, and wealth management solutions. Our services are designed to help clients achieve their financial goals through professional investment strategies and personalized financial advice.

• Investment management and portfolio advisory services
• Financial planning and retirement planning
• Wealth preservation and growth strategies
• Risk assessment and management

3. Client Responsibilities

As a client of Hugh Muir Investment Corp, you agree to:

• Provide accurate and complete financial information
• Communicate changes in financial circumstances promptly
• Review all investment recommendations carefully
• Understand that all investments carry inherent risks
• Make final investment decisions based on your own judgment

4. Investment Risks and Disclaimers

Important: All investments involve risk, including the potential loss of principal. Past performance does not guarantee future results. The value of investments and the income from them may fluctuate and you may not get back the amount originally invested.

Hugh Muir Investment Corp does not guarantee any specific investment outcomes or returns. Market conditions, economic factors, and other variables beyond our control may affect investment performance.

5. Fees and Compensation

Our fee structure is transparent and will be clearly disclosed in your investment advisory agreement. Fees may include:

• Asset-based management fees
• Financial planning fees
• Performance-based compensation (where applicable)
• Third-party custodial and transaction fees

6. Confidentiality and Privacy

We are committed to protecting your privacy and maintaining the confidentiality of your personal and financial information. We will not disclose your information to third parties without your consent, except as required by law or regulation.

7. Regulatory Compliance

Hugh Muir Investment Corp operates in compliance with all applicable federal and state securities laws and regulations. We are registered as an investment adviser and adhere to fiduciary standards in our client relationships.

8. Limitation of Liability

To the fullest extent permitted by law, Hugh Muir Investment Corp shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or use, arising out of or in connection with our services.

9. Termination

Either party may terminate the advisory relationship at any time with written notice. Upon termination, you will be responsible for fees incurred up to the termination date, and we will assist with the orderly transfer of your accounts.

10. Governing Law

These terms shall be governed by and construed in accordance with the laws of the State of Illinois, without regard to its conflict of law provisions. Any disputes arising under these terms shall be subject to the exclusive jurisdiction of the courts of Illinois.

11. Changes to Terms

We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting on our website. Your continued use of our services after any changes constitutes acceptance of the new terms.

12. Contact Information

If you have any questions about these Terms of Service, please contact us: